Having to pass an exam can be a little daunting thought for many. All the exams require you to spend some time studying and prepare for the exam. But for an insurance license exam, you can take a sigh of relief when we say that preparing for this exam is not difficult at all. The concepts of insurances are very universal despite of the fact that different sates of USA have different state laws to govern insurance regulations. So here a few things you must remember in order to come out successful in the state license exam.
Understand the complete concepts and reinforce them in your mind. You can also watch instructional videos to have an easier understanding and an in-depth knowledge on the theories. Take a lesson exam after each lesson and also take exam simulators.
Understand that the concepts can be called by multiple names
An example – Errors and Omissions Insurance (E&O) can also be referred to as an “insurance that protects the insurance agent from claims against him or her as a result of failing to adequately provide professional service to a client.” This is also the definition of Personal liability insurance.
The exam consists of both scored and unscored questions. Scored questions mean those questions that are covered in your pre-licensing course. They are used to grade towards or against the score. Unscored questions are those that won’tcount towards or against the exam score. They are also not covered in pre-licensing course.
Pre-test questions are likely to confuse you so always bear in mind that they are not graded towards exam score.Read each question carefully and answer it to best of your knowledge.
Read the question carefully.
Tick the correct answer considering the information provided in the question. Do not make assumptions and check how the question has been asked. Think about the information available in the question and relate that to the MCQ (Multiple Choice Question). The best is the correct answer.
Do not skip to read all the available choice of answers. Answers can be similar in description, so determine the best one.
Check for any unnecessary details in the question and separate vital information to arrive at the right answer.
Take care of the qualifiers like “never”, “always”, “unlikely” or “often”. This may lead you to an incorrect answer.
In short stay focused and relaxed so that you are able to answer every question logically correct.
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