You may need a loan for so many reasons like for your car, marriage, home, education etc. Banks have divided loans into different categories with different rates of interests, to suit the needs of customers. If you have regular income proofs and collateralsin place, getting a loan might not be a tough task. It becomes difficult when you ask for a loan with regular income proof and collateral and can’t provide the proofs about the repaying capability. For ex., a bank normally provides home loan of up to 60 times your monthly net income.
Here are some of the most common loans we take from banks, at different times:
While there are different types of loans we can take on the basis eligibility, need. You mustlook out their positive and negative impacts before deciding on the amount you need to take as loan. For any concerns or doubts you may put your question on an upcoming bank portal www.BankingComplaint.com, where complaints and queries of customers related to loans are answered by industry experts in the best possible way.
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