Australian farmers are working in one of the most volatile environments of the world. This part of the world has vivid wildlife, extreme weather conditions and eventually, constant threat of perils arising out of these components. Thus, there is an essential requirement of risk cover for crops that are exposed to myriad damaging conditions. Some of the important reasons why you need crop insurance are:
What risks are covered by insuring crops?
Insurance companies provide cover against multiple perils like natural calamities and wildlife attack. They also offer revenue-linked insurance if the economic conditions go for a toss and do not offer minimum price expected. There are certain insurance policies for crops that also cover low yield insurance for the loss in yield arising due to conditions mentioned in the policy plan.
Barriers common with insurance of crops
Though it may sound a thing of great relief to the farmers to get their crops insured, the presence of difficulties in availing these cannot be ignored. Farmers have to arrange for the premiums towards the policies. Thus, they should make fully informed decision regarding which policy to take since there are numerous options available.
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