Credit cards have been used to pay for tickets, shoppingand plenty of other things, especially when you do not have money in your wallet. A majority of people have been making useof credit cards to pay their essential monthly bills and various kinds of loans. It might sound too good to be true, as you wouldbe required to pay the money later. In case, you pay the money before the end date, you do not have to pay any interest of the due amount. Nonetheless, if you pay the due amount later than the due date, you would berequired to pay the due amount inclusive of late fee and added interest rate.
It might not be possible for all cardholders tomanage their credit card payments in an effective manner. This could be dueto their casual approach towards paying the due amount on time. The interest rate would keep on adding, which would result in an accumulatedhuge amount to be paid off by the credit card user.
In case, you have been planning to opt for eastwest credit card, you would be required to keep in mind plenty of key factors. These factors would be inclusive of annual fees, late fees and hidden charges. The annual fee, as the name suggests, would be charged after the completion of a year. The fee would be charged for the services offered on the card for the year. However, most banks such as BDO would offer BDO credit card for a lifetime, provided you pay your due amount on time. The bank would also not charge any annual fee for the credit card. The BDO bank has been one amongst the largest bank in Philippines that aims to cater its customer with value-added products for their growing market.
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